There are people who espouse stewardship techniques for budgeting resources wisely and for avoiding personal debt or digging out of it. This is a good thing. My desire is to contribute by addressing a stewardship technique for investing resources into common stocks according to a careful, risk-minimizing approach. I’ve taught the balance sheet to accounting students for years now. (I still teach part-time even though I’m retired from a full-time standing.) God has shown me how to manage my investing dollars more wisely, based on using the balance sheet, and granted me much success in terms of investment returns. I want to share this approach with you because I hope, as a result of learning more about the vital, useful information found on the balance sheet, you can become a better steward of the funds you put into the stock market.